Health Insurance

Today, I am thankful for health insurance.  There have been so many times over the years that we haven't had health insurance.  Brian's job doesn't pay quite what we need it to so I just HAVE to figure out a way to bring some money in for us, but I have to say that the benefits he has at his job are really wonderful so we can't complain. Especially since he and I have health issues all of the time.
Now, Brian has some nodules on his thyroid that he had biopsied last Thursday. He has had problems with his thyroid for years and has been on medication for it for quite some time now. He also has had low testosterone. The combination makes for one very exhausted man all of the time. He has no energy and just feels worn out always. So, he was on thyroid and testosterone medication a few years back but the testosterone medication is SOOO expensive. It costs $700.00 a month for the dose he is on now. In the past our insurance covered about half of the cost and his dose was a lot lower so it cost us $150.00.  Once he didn't have that insurance anymore it was costing $300.00 out of pocket. We couldn't afford it. There was just no way. So, now his levels are really low and it costs $700.00 a month but our insurance covers all but $75.00 of it and then his Dr. gave him a card that is from the manufacturer of the Androgel and it covered $50.00 so he only had to pay $25.00. His thyroid medication is only like $4.00, thankfully!  So, it's wonderful that he can have his medication and that he can have the appointments with the specialists who actually know what to watch out for and how to treat his particular problems. He had always gone to family practitioners in the past.
 Now we are waiting, not so patiently, for the results of his biopsy. We won't know until November 15th. It's just brutal waiting for results isn't it?!
My medication costs $200.00 a month so it was really stressful when we didn't have insurance for those months while Brian was out of work. Without my medication I am in such excruciating pain that it is so hard to function. We only paid $200 for it once. The rest of the time my wonderful Dr. and friend gave me samples from her office to get me by until he started working again. Also, Pfizer, who manufactures it has a program that I applied for which is based on your income from the previous year, which he worked most of and got severance pay for so even with getting an entire year's salary, we qualified to have my medication paid for in full. What a blessing that has been!!!  After Brian got his job I called and asked if I needed to reapply based on his current pay and they said no, not until it's been a whole year since my last application. It is such a blessing to be able to take my medication without worrying about eating less food or something so we could still live.
Insurance is such a blessing and something that I am grateful for every single day of my life!